For some strange reason I bought myself a scratch and win the other day while getting myself a muffin at the local gas station. I bought something similar to the image to your left.
It's been about a week and would you believe that scratch and win is STILL sitting in my purse, unscratched. Normally I go to town right away but this time...I don't know.
Whenever I happened to remember that ticket I always went through a bit of a fantasy day-dream like you see in the commercials for lotteries. What IF I actually won? What if I was Set for Life? Would I take the $1000 a week for 25 years or the lump sum payment of $675,000?
I kind of like the idea of getting a cheque or a bank deposit for $1000 every week. I don't think I'd quit my job or anything but man, could I have some fun with that! The lump sum would make anything we want to do (renovations, vacations, etc) easier to plan for but it's definitely not an amount that will let you retire early unless you invest it.
If I won I would do the following:
- go shopping! What better way to use a windfall than buy some new shoes...and dresses...and pants ;)
- finish the damn renovations in my house. I might even go crazy and HIRE someone to do them. Oh sure, my husband probably LOVES getting frustrated and swearing at various inanimate objects as he tries to do the renos himself but I am nothing but I considerate wife ;)
- go on a vacation. Even if it is just a short get-away. Damn, I NEED a vacation
- invest what I can. I don't want to end up on one of those reality TV shows about the lottery winners who go bust in a year.
If you won, what would you do? Is there a special treat you'd buy? A debt you'd pay off? Or would you be UBER sensible and just through it all in a GIC?
I guess I should just go scratch the stupid thing...ya never know ;)