Tuesday, February 2, 2010

Can you imagine...

For some strange reason I bought myself a scratch and win the other day while getting myself a muffin at the local gas station. I bought something similar to the image to your left.

It's been about a week and would you believe that scratch and win is STILL sitting in my purse, unscratched. Normally I go to town right away but this time...I don't know.

Whenever I happened to remember that ticket I always went through a bit of a fantasy day-dream like you see in the commercials for lotteries. What IF I actually won? What if I was Set for Life? Would I take the $1000 a week for 25 years or the lump sum payment of $675,000?

I kind of like the idea of getting a cheque or a bank deposit for $1000 every week. I don't think I'd quit my job or anything but man, could I have some fun with that! The lump sum would make anything we want to do (renovations, vacations, etc) easier to plan for but it's definitely not an amount that will let you retire early unless you invest it.

If I won I would do the following:
  • go shopping! What better way to use a windfall than buy some new shoes...and dresses...and pants ;)
  • finish the damn renovations in my house. I might even go crazy and HIRE someone to do them. Oh sure, my husband probably LOVES getting frustrated and swearing at various inanimate objects as he tries to do the renos himself but I am nothing but I considerate wife ;)
  • go on a vacation. Even if it is just a short get-away. Damn, I NEED a vacation
  • invest what I can. I don't want to end up on one of those reality TV shows about the lottery winners who go bust in a year.

If you won, what would you do? Is there a special treat you'd buy? A debt you'd pay off? Or would you be UBER sensible and just through it all in a GIC?

I guess I should just go scratch the stupid thing...ya never know ;)

6 comments:

Anonymous said...

This is a GREAT post! Please let us know if you do win when you finally scratch that thing.

What I would do, well I think you had some great suggestions and I can't say I wouldn't do those things as well. Would LOVE to take a trip around the world!

I would also donate a lot of it to various charities.

Anonymous said...

I am in agreement with finishing renovations with a contractor...maybe they could finally get done because our current contractors, the hubby and FIL, hate when I give my two cents (which is all the time). It would be nice to have our house done since we've been working on remodeling for over a year. Stopping by from SITS.

Grilled Cheese said...

I understand holding on to it for a little bit before finding out.

I would pay off all my student loans. That might take all of the lotto money, but I would do it in a heartbeat if it got me out of debt!

If I had any left over, I'd probably get a McFlurry.

AiringMyLaundry said...

I'd take the kids to Disney World and stay in a fancy hotel when butlers and such practically dress you if you ask them too. (I wouldn't. I'd just want them to fetch me food and such..)

Debbie said...

I would pay for college tuitions. Not very glamorous but very necessary.
Came over from SITS.

Yankee Girl said...

I would pay off my house. No, my car. A house is an investment, a car is not.

I would definitely pay off my car...or my credit card.

Oh, and I would buy myself a sushi dinner.

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